The investment objective of the AssetMix Ci Balanced Fund is to deliver long term capital growth.

The portfolio will have an equity exposure of a maximum of 75% of the portfolio’s net asset value. The composition of the portfolio shall reflect the investment structure of a retirement fund with a high risk profile and will comply with prudential investment guidelines to the extent allowed by the Act.

Investments to be included in the portfolio will, apart from assets in liquid form consist of equity securities, non-equity securities, convertible stock, preference shares and property securities.

The portfolio may also include participatory interests in portfolios of collective investment schemes or other similar collective investment schemes registered in the Republic of South Africa or of participatory interests in collective investment schemes or other similar schemes operated in territories with a regulatory environment which is to the satisfaction of the Manager and the Trustee of a sufficient standard to provide investor protection which is at least equivalent to that in South Africa.

The investment objective of the Assetmix Ci Conservative Fund is to provide investors with income and conservative capital growth with a focus on capital preservation..

The portfolio will have an equity exposure of a maximum of 40% of the portfolio’s net asset value. The composition of the portfolio shall reflect the investment structure of a retirement fund with a low risk profile and will comply with prudential investment guidelines to the extent allowed by the Act.

Investments to be included in the portfolio will, apart from assets in liquid form consist of equity securities, non-equity securities, convertible stock, preference shares and property securities.

The investment objective of the Assetmix Ci Moderate Fund is to provide investors with moderate capital growth.

The portfolio will have an equity exposure of a maximum of 60% of the portfolio’s net asset value. The composition of the portfolio shall reflect the investment structure of a retirement fund with a moderate risk profile and will comply with prudential investment guidelines to the extent allowed by the Act.

Investments to be included in the portfolio will, apart from assets in liquid form consist of equity securities, non-equity securities, convertible stock, preference shares and property securities.

The portfolio may also include participatory interests in portfolios of collective investment schemes or other similar collective investment schemes registered in the Republic of South Africa or of participatory interests in collective investment schemes or other similar schemes operated in territories with a regulatory environment which is to the satisfaction of the Manager and the Trustee of a sufficient standard to provide investor protection which is at least equivalent to that in South Africa.

This is a worldwide multi asset flexible portfolio.  The investment objective of the portfolio is to provide investors with long-term capital growth by investing in portfolios across various asset classes, both locally and abroad.

The portfolio maintains a high risk profile and will have full flexibility as to whether to invest offshore or locally.

Investments to be included in the portfolio will, apart from assets in liquid form, consist solely of participatory interests in portfolios of collective investment schemes or other similar collective investment schemes registered in the Republic of South Africa or of participatory interests in collective investment schemes or other similar schemes operated in territories with a regulatory environment which is to be satisfaction of the Manager and the Trustee of a sufficient standard to provide investor protection which is at least equivalent to that in South Africa.

The portfolio may, to the extent that assets in a portfolio are exposed to exchange rate risk, enter into financial transactions for the exclusive purpose of hedging such exchange rate risk subject to the conditions and the limits stipulated in the Act, and the Regulations, thereto.

The Manager will be permitted to invest on behalf of the portfolio in offshore investments as legislation permits.